Qənaət — eight lessons
Eight lessons, in order. Each one carries a single idea, and all of them are about working with your own figures.
- 01Where your money goesYou cannot manage what you have not measured. Start with three months of statements.
- 02Breaking evenOne number: how much is left over each month.
- 03Overspending and over-borrowingDebt does not arrive in one day. Knowing how it arrives is half of stopping it.
- 04The rainy-day fundThe step that comes before investing. How much, and where to keep it.
- 05Investment mindsetThe questions that come before "which investment".
- 06How to spot a scamThere are a few signals, and they are almost always the same ones.
- 07Risk and rewardReturn is the price of risk. It is worth knowing who is paying it.
- 08Kinds of investmentThe main categories, described neutrally. Not a recommendation.
Wills, pensions and tax are being authored separately, from Azerbaijani law.